'Some buyers believe prices may correct in the future.' 'This is unlikely. Many developers are increasing prices amid strong sales and inflationary trends.'
If gratuity is not paid within 30 days of termination, the employer must pay interest as set by the central government.
Discrepancies between Form 26AS and Form 16 can lead to an inquiry by the I-T department.
Build a portfolio diversified across market caps, investment styles, and geographies.
Do not, however, enter expecting quick returns.
A rider is a supplementary cover which can be purchased with the base policy by paying an additional premium.
'Tax is not required to be deducted from specified payments if a recipient files a self-declaration with the deductor for no deduction of tax.'
Streedhan refers to gifts, money or property that a woman receives before her marriage, at the time of her marriage, during childbirth or widowhood, primarily from her parents, relatives or in-laws.
A crucial point anyone purchasing health insurance must heed is the need to declare PEDs.
Only investors with a higher risk appetite should enter these funds.
Taxpayers are filing their income tax returns (ITRs) early for the Assessment Year 2024-25 (FY25). By April 29, over 592,000 returns were filed, with over 538,000 verified and 367,000 processed. Early filing allows revisions without penalties.
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
Why timebox? Most knowledge workers feel overburdened. Like The Joker in the Batman movies, we have all, at one point or the other, muttered to ourselves: 'So much to do, so little time.'
Gold is an excellent asset class for diversification and should be included in all long-term portfolios.
Taxpayers seeking to save tax from the sale of gold (including inherited) should reinvest the capital gains in residential property to avail of the benefit provided by Section 54F.
The choice of tax regime dictates how your income will be taxed. If you don't make the right pick, you might end up losing money.
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
Investors should use a mix of active and passive funds.
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